Peter Oh
- NMLS
- #1557136
- 언어
- 영어, 한국어
- 주요 상담 분야
- 주택 구매 · 재융자 · 자영업자(은행 명세서 / P&L) · 투자용(DSCR) · 점보 · 생애 첫 주택 프로그램
간단히 상황을 알려주세요. 여러 렌더의 조건을 비교해 이해하기 쉽게 설명해 드립니다. 영어와 한국어 모두 가능합니다.
NMLS #2745505 · 캘리포니아 라이선스 · 크레딧 조회 없이 상담 시작
간단한 5가지 질문으로 상담을 준비합니다. 대출 신청이나 사전승인이 아니며, 크레딧 조회도 하지 않습니다. 월 예상 납입액이 궁금하시면 계산기를 이용해 보세요.
선택하시면 목적에 맞춘 5가지 질문으로 바로 이어집니다.
답변을 바탕으로 첫 상담을 더 정확하게 준비합니다.
아래에 이름과 전화번호를 남겨주시면 1 영업일 이내에 연락드리겠습니다.
이 설문은 상담 준비를 위한 것이며 대출 신청, 사전승인, 금리 견적 또는 대출 약정이 아닙니다. 소셜 시큐리티 번호, 생년월일, 계좌번호나 서류는 요청하지 않으며, 답변은 브라우저에 저장되지 않습니다.
고객에게 맞는 옵션을 찾고, 충분히 이해하실 때까지 설명하는 것이 독립 브로커의 역할입니다.
한 은행의 상품에만 머물지 않고 고객 상황에 맞는 대출 조건을 폭넓게 비교합니다.
서명하기 전에 월 납입액과 클로징 비용을 한눈에 이해할 수 있도록 설명합니다.
첫 통화부터 펀딩까지 한 사람이 파일을 담당합니다. 전화 · 문자 · 이메일로 직접 연락하세요.
견적 · 공시 서류 · 설명을 원하시는 언어로 제공합니다.
NMLS #2745505 · 캘리포니아 DRE 라이선스. NMLS Consumer Access에서 확인하세요.
Mortgage Guys(MTG Guys, Inc.)는 캘리포니아에 위치한 독립 모기지 브로커리지입니다. 캘리포니아 전역의 주택 구매자, 주택 소유주와 투자자에게 여러 렌더의 대출 옵션을 비교해 드리며, 영어와 한국어로 상담합니다.
Peter Oh가 Mortgage Guys를 설립하기 전 Mortgage One Group(Santa Fe Springs, CA)에서 근무할 당시 고객들이 남긴 리뷰입니다. 원문 그대로 인용했고 이름은 줄여 표기했습니다. Google에서 원본 보기
Just like others left comments here, I also highly recommend Mortgage One Group and Peter Oh to anyone who's looking for a lender to purchase a home. I met with Peter through a referral, and grateful for his patient, understanding, professionalism, prompt responses, and details to every steps in the process. Not only he got me best rate, entire process was very smooth, and really enjoyed working with him. I have no doubt that Peter and Mortgage One Group will do the same for your needs. Awesome job and thank you!
I've chosen Mortgage One Group for my first home purchase. I've visited and compared many banks, but Mortgage One Group was the best loan company and did provide me the friendliest service and the lowest cost/interest. Especially, thanks Peter Won Oh, my loan agent, for helping me get the lowest interest rate and for being always caring my questions. There was no confusion nor hassle during the whole loan process because he literally went over all the documents and numbers. All the communication was very responsive, and that was what I liked most. Thanks again for your generous service!
I recently worked with Peter Oh for my refinance mortgage. He was awesome and attentive and made me feel comfortable through entire process. He helped me figure out couple of issues and get the best deal possible. I had a great experience with him and would recommend him to anyone looking for a mortgage financing.
We worked with Peter Oh for our most recent mortgage. We had worked with Jun Choi before and Peter was assisting/training during our previous mortgage process. Peter seems to have earned enough trust to do things on his own now. He was very professional and kept us up to date on what was going on. It is a fast moving industry, but Peter took his time to explain our options. We went to Mortgage One Group office to sign our loan documents and Peter walked through the numerous documents we had to sign. He also answered all the questions we had on the documents. I highly recommend working with Peter and Mortgage One Group.
We worked with Peter Oh. He was very professional, always available to talk over phone or email, and answered all our questions thoroughly. He consistently kept us updated throughout the month of escrow and our loan was funded right on time. I would recommend Mortgage One Group to anyone buying a new home.
Peter Oh helped us with financing our first home. Since it was the first time for securing a loan for us, we had a lot if questions. Peter was always available to answer all the questions we had during the whole process, from start to finish and he explained everything to us in great detail! I would definitely recommend my family and friends to use Mortgage One.
안녕하세요? 이번에 Mortgage One Group 을 통하여 두번째 재융자를 진행 했습니다. 역시 담당자는 Peter Oh 씨를 통해서 했구요. 제가 이 회사를 통해 또 한번 재융자를 실시한 이유는 무엇보다도 확실한 업무 처리와 친절한 상담 그리고 전문성을 갖춘 담당자 때문입니다. Peter Oh 씨는 융자에 대한 지식이 없는 저에게 자세한 진행 절차와 최선을 다하시는 모습과 신뢰 그리고 믿음을 주셨습니다. 회사는 좋은 직원으로 인하여 더 성장한다고 생각합니다. 회사를 방문했을 때에도 젊은 분들의 활기찬 모습과 분위기에 빠르고 정확한 회사임을 더 알게 되었습니다. 앞으로도 융자에 대한 문의 및 기회가 있으면, 항상 Mortgage One Group 을 통해 진행할 것입니다 변함없이 성심 성의껏 도와주신 Peter Oh 씨에게 다시 한번 감사드립니다.Peter at Mortgage One Group was super easy to work with. He was very professional and helpful from the throughout the whole process from beginning to the end. He was a very prompt and knowledgeable person. I highly recommend Mortgage One Group for your home loans.
Mortgage one- Peter씨 와 Jun씨 를 만난건 행운이었어요. 전문적이고 정확한 일처리는 진행과정 중에 믿음을 주었고 빠른일 처리로 어려움 없이 마음에 드는 집을 살수 있었어요. 다시 한번 감사드리고 모든분에게 추천합니다.Peter Oh w/ Mortgage One Group has help me and my wife get a new mortgage loan for the property that we moved into in mid-December. The process went very smoothly as Peter helped us with the whole application process. We had a 45 day escrow window for the home purchase, and Peter helped us navigate through the lock/float period as he provided daily update of 30 yr fixed rate. I am happy with the overall process and thank Peter for his help and service.
Peter Oh is a talented pro, and helped us nail down a great rate in record time, and quickly handled any challenges that came up during escrow. Not only that, he's a truly decent and good guy and always quick to respond. Very informed and responsive. I recommend him without hesitation!
I refinanced with Mortgage One Group and they made my mortgage refinance quick and painless. Peter Oh is an incredible broker. He provided helpful information on mortgage refinancing and kept me informed of my loan application process, not to mention the best mortgage rate he locked in for me.
This is the lender you'd like to go for. I had great pleasure working with Peter Oh. He absolutely did a great job getting me the lowest rate possible and he was prompt, very thorough, courteous, professional and very knowledgeable. Emails, phones calls, and texts were returned immediately. Peter helped me through complex, challenging circumstances and made the loan process as painless as possible. I would highly recommend Peter without hesitation.
I applied for my mortgage loan through Mortgage One group and Peter Oh has been helping all the processes from the start till the end. Very competitive interest rate I got and Peter was very easy to reach out every time I had questions or concerns.
Mortgage One Group을 통해서 융자를 받았습니다. Peter Oh와 Jun Choi님께서 저희에게 아주 적합한 융자 프로그램을 찾아주신것에 대하여 감사드립니다. 특히 진행중에 어려운 상황이 발생해도 항상 전문성을 가지고 편안하고 쉽게 해결해주셔서 무척 인상적이었습나다. 또한 융자 기간중 항상 빠잠없이 진행 상황을 알려주셔서 감사했습니다. 미국 생활을 하면서 누구에게나 필요한 융자업무에 이렇게 믿고 맡길수있는 한국계 융자회사를 찾을수 있었다는것은 저에게 놀라운 일이며 행운이었습니다.Communication! Peter Oh was readily available to keep in contact with me whenever I had something to talk about. It was clear that Peter is trustworthy who is also dedicated to his work. I was very satisfied going through the mortgage loan process with him. I highly recommend!
Thanks to Mortgage One Group and Peter who took care of us for a first time house buying process. Peter responded quickly and answered all our questions during the process. Great customer service, highly recommend them.
Peter Oh was great. He provided fast and competitive service and best mortgage rates. Very clear understanding of what will happen during the process. Clear communication, and straightforward process. Highly recommend!!!
안녕하세요. 이번에 Mortgage One Group 을 통해 첫 주택 구입을 장만하였습니다. 사실, 처음에는 미국에 많은 정보와 Mortgage 회사들이 많아서 여러군데 상담도 해 보았습니다. 하지만, 무엇보다도 중요한 일을 맡기는데에는 담당자가 얼마나 손님에게 믿음을 주고 성실하게 도와것이라고 생각합니다. 저를 처음 도와주신 Peter 선생님은 무엇보다도 매우 친절하였으며, 어떠한 방법으로 어떻게 다운페이를 마련하고, 진행할 지 구체적인 방법을 잘 설명해 주셨습니다. 또한, 처음부터 끝까지 일일히 빠른 연락과 그에 대한 방법을 잘 안내해 주셨습니다. 매번 궁금한 것이 있을 때마다 여러분의 전화를 드렸지만, 늘 편안하게 답변을 매우 잘 해 주셔서 정말 감사했습니다. 이렇게 성실하고, 믿음을 주며 도와주셔서 끝까지 아무런 사고 없이 잘 마치게 되었습니다. 그리고, 첫 집 장만의 어려운 사정을 이해해 주시면서 끝까지 이자율을 낮추어 주시고, 작은 것 하나라도 도와주신 점에 대해 매우 인상적이었습니다. 아무쪼록, 도와주신 Mortgage One Group 과 Peter 선생님에게 다시 한번 감사드립니다. 제가 아는 주위분들에게 Peter 선생님 적극 추천 하겠습니다.I'm finally closing on my first home. Since it's my first home, there were so many things I didn't know, but Peter was always so kind and quick to answer all of my questions and help me until the end. I'm truly touched. Thank you. For those who need a loan officer, I highly recommend Peter.
I will definitely recommend mortgage guys. Jun and Peter were diligent and honest. I've shopped other lenders, but always had some doubt that they are tricking me... With Jun and Peter, they were super clear about the rate and closing cost in the beginning and it didnt change at the closing. I will definitely work with them in the future.
These guys know what they are doing. Peter and June walked me through the whole process and explained everything precisely. At first I'd imagined this process to be stressful but with Mortgage One it went smoother than it could have ever been. They answered all of my questions even after the business hours and they always made sure to update me whenever anything changed. Home buying can be a dreadful experience but having the right lender can change all that and I'm greatful for Peter and June for not only locking me in at an unbelievable rate but also making this whole process a pleasant experience.
I was very pleased with Peter Oh's ability to secure mortgage loans at a better rate than many of their competitors. Peter is always available to answer all of my questions and concerns. Very approachable and knowledgeable about mortgage loan. Thank you Pete!
It was first time purchase and I did not know anything about the loan programs. However I am glad I found Peter and Jun~ They explained the whole purchasing process and very honest about the interest rate and fees. I will definately recommand the mortgage guys team for first time home buyers!
As a first time buyer, I had a remote sense of anxiety paired by scads of questions. Luckily, Peter helped ease the buying process by simply listening to all of my concerns and questions to serve my needs. He was by far, one of the most informative, qualified, and yet down to earth professionals I've ever dealt with. Kudos!
I found this mortgage lender online and read reviews with all 5 star. I was little bit skeptical but Peter Oh was awesome from the beginning to the end of my mortgage processing. I would highly recommend to anybody.
I highly recommend working with Mortgage One. Peter and Jun were awesome. They are very attentive and knowledgeable. Always available when I had a question or concerns. Two thumbs up!
Peter Oh was excellent in carefully explaining each step of the home buying process and worked on our schedule to make sure all of our needs are met and questions are answered. Appreciated the frequent follow up and always kept us notified on every update.
Peter is the best broker I have ever seen and I fully recommend. He suggested me lots of options I can select and explained me the pro and con for each of them. During my process, he updated the status as often as I expected and needed. All processes are very clear and accurate.
Peter Oh is not only handsome but also great at his job. I like that he's reliable and quick to respond with accurate information. I had a good experience working with him. Thanks Peter.
My loan process was seamless and very easy at my side. I really appreciate Mortgage One team, especially Peter and Matt for their professionalism and hearts to help. Thank you!
Peter Oh was really helpful and professional with the service. He was always available to answer any questions even the basic ones. The whole loan process was fast and reliable.
I really satisfied working with Peter, he understands what I needed and service was very helpful and fast. I highly recommend Mortgage one group.
We worked with Peter to apply for our mortgage and he was very professional and made himself available at all times. It was a great experience!
Peter 씨 융자를 신속하고 정확하게 잘해주셔서 대단히 고맙습니다. 설명도 차분하고 이해하기 쉽게 말하시고요. 아주 믿음이 갑니다. 주위에 적극 추천하고자 합니다. 내가 만나본 loan officer 중에서 best 입니다. 고마워요!It was great working with Peter from Mortgage One Group. He is kind, fast on what he does and knows what he's doing.
We recently refinanced with Peter Oh and he got us a great rate. The process was smooth with no surprises.
Mortage One- Jun and Peter team was amazing. They were always there to answer my question (text, phone and emails). This was completely different then my previous experious...
이번에 Mortgage One Group Jun 사장님과 Peter 씨의 큰 도움으로 주택을 구입하게 됐습니다. 책임감이 강하시고 항상 성실하게 고객의 필요에 귀기울이셨어요. 무엇보다도 고객이 잘 모르는 부분을 앞서서 해결해주실려고 애쓰시는 부분이 참 좋았습니다. 감사합니다.I was so lucky to have met Peter. He was very kind and the work was quick and accurate, so I was able to finish it quickly. Thank you again!!!
Peter Oh 씨는 정확하고 빠르게 진행과정을 update 해주셔서 너무 감사해요. 언제나 친절하게 설명까지 더하셔서 편하게 론을 받았어요. 감사합니다.Peter Oh 님의 친절한 상담과 론이 나올때까지 최선을 다해 일 처리를 해 주신 덕분에 원하던 집을 구매하게 되었습니다. 진심으로 감사드립니다.Can't ask for more. On top of everything with all the knowledge needed. I don't think I would've had the same experience with anyone else. Ask for Peter then u r all set.
Very honest, helpful, and professional. I will always be getting Peter's help when I need a loan.
Peter씨는 일을 깔끔하게 처리하시고 회신이 매우 빠르고 친절하신 것 같습니다.I'm a very indecisive person and I had countless questions but Peter was extremely helpful and patient with me throughout the whole process. Thank you!!
Peter was very attentitive and great to work with.
Peter Oh Number 1
목표와 일정, 현재 상황을 간단히 확인합니다. 상담만으로 의무가 생기지 않습니다.
소득 · 자산 · 크레딧을 검토한 뒤, 집을 보러 다닐 수 있는 사전승인서를 발급합니다.
계약 후 렌더 옵션을 비교하고 장단점을 설명한 뒤 금리를 확정합니다.
에스크로, 타이틀 회사와 렌더 사이의 일정을 펀딩까지 조율합니다.
숫자를 직접 바꿔 보며 각 항목이 월 납입액에 어떤 영향을 주는지 확인할 수 있습니다. 실제 견적이나 제공 금리는 아닙니다.
프리퀄리피케이션은 말씀해 주신 정보를 바탕으로 한 비공식 추정입니다. 사전승인은 소득 · 자산 · 크레딧을 실제로 검토한 뒤 오퍼와 함께 제출할 수 있는 승인서를 발급하는 것입니다. 셀러와 에이전트는 일반적으로 사전승인을 더 신뢰합니다.
일반적으로 최근 급여 명세서, W-2 또는 세금 보고서, 은행 명세서, 신분증이 필요합니다. 자영업자는 사업체 세금 보고서, 또는 일부 프로그램의 경우 은행 명세서나 P&L로 대체할 수 있습니다. 첫 상담 후 필요한 서류 목록을 간단하게 보내드립니다.
많은 경우 가능합니다. 일부 렌더는 세금 보고서 대신 12–24개월 은행 명세서나 회계사가 작성한 손익계산서(P&L)로 소득을 증빙하는 프로그램을 제공합니다. 일반 대출과 조건 · 가격이 다르므로 두 가지 경로를 함께 비교해 드립니다.
DSCR(부채상환비율) 론은 개인 소득 대신 해당 부동산의 예상 임대료와 월 상환금의 비율로 심사하는 대출입니다. 임대용 부동산을 구매하거나 재융자하는 투자자들이 주로 사용합니다. 주 거주지 대출보다 다운페이먼트와 예비 자금 요건이 보통 더 높습니다.
대출 금액, 대출 기간, 재산세, 주택 보험, HOA 관리비, 그리고 많은 프로그램에서 다운페이먼트가 20% 미만일 때 붙는 모기지 보험입니다. 위 계산기에서 각 항목이 총액에 어떻게 영향을 주는지 확인할 수 있습니다.
아니요. 이 웹사이트에서는 크레딧을 조회하지 않습니다. 사전승인을 진행하기로 결정한 뒤 고객님의 동의를 받아야만 크레딧 리포트를 조회합니다.
대출 가능 여부와 조건, 금리는 고객의 재정 상황, 부동산과 주에 따라 달라집니다. 모든 프로그램이 모든 주에서 제공되는 것은 아닙니다.
Fannie Mae, Freddie Mac, FHA, VA 대출과 CalHFA 등 낮은 다운페이먼트 옵션을 살펴봅니다.
컨포밍 대출 한도를 넘는 고가 주택을 위한 대출입니다.
세금보고서만으로 소득 증빙이 어려울 때 은행 명세서, P&L 또는 자산 기준 프로그램을 검토합니다.
임대용 부동산 구매와 재융자, 임대수익을 기준으로 심사하는 프로그램을 비교합니다.
금리·기간 조정, 캐시아웃 재융자, HELOC과 고정금리 2차 모기지를 살펴봅니다.
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